Houston Lyft Accident Attorney
Getting into your typical car accident is frustrating and confusing enough. When a rideshare company such as Lyft is involved, things can get complicated quickly. Who will pay for your damages? Do Lyft drivers have insurance? An experienced Houston Lyft accident attorney can answer your questions about rideshare accidents.
Many people use rideshares to get to work, run errands, or get rides to and from airports. They might even call a Lyft after a night of drinking. In these situations, you may not think about what will happen if you are involved in an accident. But a crash can happen at any time and you’ll want to know the next steps.
Lyft’s Insurance Policy
Lyft’s insurance coverage works in several stages. The company provides the following coverages:
- Driver’s app is off and they are not working. They must use their personal auto insurance. Lyft offers no coverage.
- Driver is waiting for a ride request. $50,000/person for bodily injury, $100,000/accident for bodily injury, and $25,000/accident for property damage.
- Driver is picking up or transporting passengers. $1,000,000 for third-party auto liability, uninsured/underinsured motorist bodily injury, and minimal comprehensive and collision up to the actual cash value of the car (a $2,500 deductible applies).
What to Do After an Accident
After a Lyft accident, you would primarily do the same things that you would do after any type of car crash. Call 911 afterward, whether or not anyone is injured. This will bring out the police, who will write up a report. A report can be helpful for your insurance company.
You won’t need to get the rideshare driver’s information, as Lyft will have a record of the driver as well as the accident location. However, you will still need to gather personal information from the other driver involved, such as their first and last name, contact information, license plate number, and insurance information. Also, get contact information of any witnesses.
You’ll then want to gather any evidence. This can include photos of the accident scene, the vehicles involved, the damages, the general location, identifying landmarks, and road and weather conditions. You can also keep a log to help jog your memory, in case you forget any important details about the crash later.
Finally, you will want to report the accident to your insurance company. They will contact the driver’s insurance company and start the claims process. They will then determine liability. In this case, as a passenger, you should not be held liable.
Contact a Houston Lyft Accident Attorney Today
Rideshare accidents involving Lyft and other companies can be complex. Drivers have insurance coverage only at certain times, so whether or not you’ll be covered in an accident is dependent on the situation.
Get the legal help you need from The West Law Office. We can help you understand your legal rights and hold the liable parties responsible. To schedule a free consultation with a Houston Lyft accident attorney, call 281-347-3247 or fill out the online form.